Navigating the transition from high school to tertiary education can be challenging, especially for students relocating from regional or remote areas. To alleviate the financial burden, the Australian Government offers the Tertiary Access Payment (TAP), a one-off payment of up to $5,000. This article provides a comprehensive overview of TAP, including eligibility criteria, application procedures, and key considerations for prospective applicants.
Understanding the Tertiary Access Payment
The Tertiary Access Payment is designed to assist school leavers from regional or remote areas who need to relocate for full-time, higher-level tertiary education (Certificate IV and above). The payment aims to encourage students to commence tertiary studies immediately after completing Year 12, thereby enhancing educational attainment rates in these communities.
Eligibility Criteria for TAP
To qualify for TAP, applicants must meet the following criteria:
- Residency: Be an Australian citizen or permanent resident.
- Regional or Remote Background: Reside in an inner regional, outer regional, remote, or very remote area as classified by the Australian Statistical Geography Standard – Remoteness Area.
- Recent School Leaver: Have completed Year 12 or equivalent in the previous year and be undertaking tertiary study in the following year.
- Age Requirement: Be 22 years of age or younger at the commencement of the course.
- Relocation for Study: Move to study at an education provider or Regional University Study Hub located at least 90 minutes by public transport from the family home.
- Parental Income Test: Have a combined parental income of $250,000 or below, unless exempt.
Application Process for TAP
Eligible students can apply for TAP through Services Australia with the following steps:
- Preparation: Ensure you have a myGov account linked to Centrelink. Gather necessary documents, including proof of enrolment and parental income details.
- Online Application: Log in to myGov, navigate to Centrelink services, and select ‘Apply for the Tertiary Access Payment’ to commence your claim.
- Parental Income Verification: Your parents or guardians must provide their income details using the ‘Advise Parental Income’ service.
- Confirmation of Study Details: After submitting your claim, confirm your study details and update your residential address to where you’ll be living while studying.
- Await Outcome: Services Australia will notify you of the outcome in writing.
Payment Structure of TAP
The amount disbursed under TAP depends on the applicant’s home location:
- Inner Regional Students: Eligible for a one-off payment of $3,000, provided after confirmation of enrolment.
- Outer Regional and Remote Students: Eligible for up to $5,000, disbursed in two installments—$3,000 after confirmation of enrolment and $2,000 after confirmation of ongoing enrolment.
| Location | Total Payment | First Installment | Second Installment | Eligibility Criteria |
|---|---|---|---|---|
| Inner Regional | $3,000 | $3,000 after enrolment | N/A | Reside in inner regional area |
| Outer Regional & Remote | $5,000 | $3,000 after enrolment | $2,000 after ongoing enrolment | Reside in outer regional or remote area |
Key Considerations for Applicants
- Timely Application: Claims must be submitted within the first year of tertiary study, with applications closing on 31 December of that year.
- Concurrent Benefits: Receiving TAP does not preclude eligibility for other payments such as Youth Allowance, ABSTUDY, or the Relocation Scholarship.
- Documentation: Accurate and complete documentation, including proof of enrolment and parental income, is crucial to avoid delays in processing.
By understanding the Tertiary Access Payment and adhering to the application guidelines, eligible students can secure financial support to ease their transition into tertiary education.
FAQs
What expenses can TAP cover?
TAP can assist with relocation costs, including rent, travel expenses, study materials, and other essentials associated with moving for tertiary study.
Can I apply for TAP if I deferred my studies?
Generally, TAP is intended for students commencing tertiary study in the year immediately after completing Year 12. Deferring may affect eligibility.
How does parental income affect my eligibility?
A combined parental income exceeding $250,000 may render you ineligible for TAP, subject to certain exemptions.
Is TAP available for part-time students?
No, TAP is designed for full-time students enrolled in courses at Certificate IV level or above.
What if my circumstances change after applying?
You must promptly inform Services Australia of any changes to your study or residential status to ensure compliance and continued eligibility.
