As December approaches, the Social Security Administration (SSA) reminds citizens to finalize their paperwork promptly. Social Security offices across the United States will close on federal holidays, following the government’s official holiday schedule.
With Christmas Day, December 25, 2024, being the last federal holiday of the year, all SSA offices will remain closed on that date. Additionally, SSA offices will close on January 1, 2025, to observe New Year’s Day, the first federal holiday of the upcoming year.
Below is a detailed breakdown of all the federal holidays in 2025 during which Social Security offices will be closed.
Social Security Office Closures in 2025
The following holidays will result in SSA offices being closed for 24 hours:
| Holiday | Date |
|---|---|
| New Year’s Day | January 1, 2025 |
| Inauguration Day (DC only) | January 20, 2025 |
| Martin Luther King, Jr. Day | January 20, 2025 |
| Presidents’ Day | February 17, 2025 |
| Memorial Day | May 26, 2025 |
| Juneteenth National Independence Day | June 19, 2025 |
| Independence Day | July 4, 2025 |
| Labor Day | September 1, 2025 |
| Columbus Day | October 13, 2025 |
| Veterans Day | November 11, 2025 |
| Thanksgiving Day | November 27, 2025 |
| Christmas Day | December 25, 2025 |
Social Security Payments to Increase in 2025: Here’s What to Expect
The Social Security Administration will implement a 2.5% Cost-of-Living Adjustment (COLA) in 2025, resulting in higher monthly benefits for millions of Americans. These increases apply to retirement, Supplemental Security Income (SSI), and Social Security Disability Insurance (SSDI) payouts. Below is a breakdown of the new estimated benefits:
| Recipient Type | 2024 Average | 2025 Average |
|---|---|---|
| All retired workers | $1,927 | $1,976 |
| Elderly couples (both receiving benefits) | $3,014 | $3,089 |
| Widowed mother and two children | $3,669 | $3,761 |
| Elderly widow(er) | $1,788 | $1,832 |
| Disabled worker, spouse, and one or more children | $2,757 | $2,826 |
| All disabled workers | $1,542 | $1,580 |
Supplemental Security Income (SSI) Maximum Payments for 2025
| Recipient Type | 2025 Maximum Monthly Payment |
|---|---|
| Eligible individual | $967 |
| Eligible individual with an eligible spouse | $1,450 |
| Essential person | $484 |
Additionally, the maximum monthly retirement benefits will also increase for those retiring at various ages:
| Retirement Age | 2025 Maximum Monthly Benefit |
|---|---|
| Age 62 | $2,831 |
| Age 65 | $3,374 |
| Age 66 | $3,795 |
| Age 67 | $4,043 |
| Age 70 | $5,108 |
How Are Social Security Payments Determined?
The amount each beneficiary receives is calculated based on individual earnings records. To estimate your payments for 2025, add 2.5% to your current benefit amount. The SSA will notify recipients of their updated benefits via mail or through the My Social Security online account this month.
2025 Social Security Payment Schedule
Payments for retirement, survivor, and disability insurance (RSDI) and Supplemental Security Income (SSI) will commence on the following dates in January 2025:
| Date | Eligible Recipients |
|---|---|
| January 3 | Beneficiaries who applied before May 1997. |
| January 8 | RSDI beneficiaries born between the 1st and 10th who applied after May 1997. |
| January 15 | RSDI beneficiaries born between the 11th and 20th who applied after May 1997. |
| January 22 | RSDI beneficiaries born between the 21st and 31st who applied after May 1997. |
| January 31 | SSI recipients meeting all income and resource requirements. |
FAQs
Why are Social Security offices closed on December 25, 2024, and January 1, 2025?
Social Security offices observe federal holidays, and December 25 (Christmas Day) and January 1 (New Year’s Day) are recognized federal holidays in the United States.
How much will Social Security benefits increase in 2025?
Benefits will rise by 2.5% due to the Cost-of-Living Adjustment (COLA).
When will I receive my updated benefit notification?
You will be notified via mail or through your My Social Security account in December 2024.
