The Government of Uttarakhand has introduced several welfare schemes to enhance the quality of life for its residents. One such notable initiative is the Mukhyamantri Saur Swarojgar Yojna (MSSY), launched in 2020. This scheme aims to provide financial support to individuals for establishing solar power generation units on their property, thereby fostering renewable energy and self-employment.
Through this program, eligible beneficiaries can install solar power stations with capacities ranging from 20 kW to 200 kW. The electricity produced is purchased by the Uttarakhand Power Corporation at a fixed rate of Rs. 4.64 per unit for a period of 25 years. For instance, a 25 kW unit can yield an estimated annual income of Rs. 70,340 based on projections.
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Key Features of MSSY Saur Swarojgar Yojna
| Category | Details |
|---|---|
| Nodal Agency | Uttarakhand Renewable Energy Development Agency (UREDA) |
| Scheme Name | Mukhyamantri Saur Swarojgar Yojna (MSSY) |
| Launch Year | 2020 |
| Benefits | Subsidized Loans, Government Grants, Passive Income |
| Beneficiaries | Residents of Uttarakhand |
| Official Website | msy.uk.gov.in |
Benefits of MSSY Saur Swarojgar Yojna
The scheme provides several benefits to eligible participants, including:
- Subsidized Loans: The government facilitates loans covering up to 70% of the installation cost through national or cooperative banks. These loans come with a 15-year tenure and an interest rate of 8%.
- Subsidies and Incentives: Individuals funding installations independently or via bank loans are eligible for additional subsidies.
- Stamp Duty Waiver: Beneficiaries are exempted from stamp duty charges for property transactions or lease agreements, as per MSME guidelines.
- Diversified Income Opportunities: Apart from solar energy, the scheme promotes beekeeping, herbal farming, and local vegetable cultivation, offering necessary resources and financial support.
Eligibility Criteria for MSSY
To qualify for the scheme, applicants must meet the following conditions:
- Must be a domiciled resident of Uttarakhand.
- Minimum age of 18 years.
- Open to unemployed individuals, women, rural residents, and farmers.
- Only one applicant per household is eligible to apply.
Income, Expenditure, and Fees
Participants can install solar units ranging from 20 kW to 200 kW. The electricity generated is sold to the Uttarakhand Power Corporation at Rs. 4.64 per unit for 25 years. For a 25 kW unit, the annual income is projected at Rs. 70,340. The financing details include:
| Capacity | Application Fee (Rs.) | Contract Performance Guarantee (CPG) (Rs.) |
| 50 kW | 2,000 | 25,000 |
| 100 kW | 2,000 | 50,000 |
| 200 kW | 5,000 | 1,00,000 |
The CPG must be submitted within 30 days of project allocation to the UREDA office, and it remains valid for two years. A margin money grant ranging between 15% and 25% is also provided at the district level.
Required Documents for Application
Applicants must submit the following documents:
- Aadhar Card
- Residential/Domicile Certificate
- Land Ownership Documents
- Bank Account Details
- Proposed Project Information
- Passport-sized Photograph
- Notarized Declaration
- Fee Receipt (via Draft/NEFT)
- Khasra Khatauni/Lease Agreement (if applicable)
How to Apply for MSSY Saur Swarojgar Yojna
Eligible individuals can apply through the scheme’s official portal. Follow these steps:
- Visit the msy.uk.gov.in website.
- Select the Mukhyamantri Saur Swarojgar Yojna option.
- Complete the registration process by providing details such as:
- Residential state
- Personal information (name, gender, DOB, contact details)
- Bank details (IFSC code, account number)
- Aadhar number
- Log in using the provided credentials and fill out the application form.
- Submit the application along with the required documents.
- Applications are reviewed by the district-level committee, and allocation letters are issued to successful candidates.
- Ensure annual renewal of the scheme to continue receiving benefits.
FAQs
1. What is the primary objective of MSSY?
The scheme aims to promote renewable energy and self-employment by enabling Uttarakhand residents to establish solar power units.
2. What is the loan facility under this scheme?
Beneficiaries can avail loans covering 70% of the installation cost at an interest rate of 8%, with a repayment period of 15 years.
3. Who can apply for MSSY?
Applicants must be domiciled residents of Uttarakhand, aged 18 years or above, and meet the eligibility criteria, including income and employment status.
4. How much income can a 25 kW solar unit generate annually?
A 25 kW unit can generate an estimated annual income of Rs. 70,340 at a rate of Rs. 4.64 per unit.
5. What is the application fee for the scheme?
The fee ranges from Rs. 2,000 to Rs. 5,000, depending on the solar unit’s capacity.
